Money & real estate insights
Wealthy Notes
Real talk on real estate investing and personal finance, from my notebook to yours.
2 min read
The 70% rule for flipping houses (and why it's not the whole story)
What the 70% rule is, how to use it to find your maximum offer on a flip, and the costs it leaves out that can quietly eat your profit.
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Closing costs when buying an investment property in Georgia
What to expect at closing when you buy an investment property in Georgia, from attorney and title fees to lender points, prorated taxes and the transfer tax.
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Fix and flip loan requirements: what lenders really look at
The requirements for a fix and flip loan, from credit and experience to the deal numbers, and how to make your application stronger, even on your first flip.
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Hard money vs. private money vs. bank loans: which is right for your deal?
The real differences between hard money, private money and bank financing for real estate investors, and how to choose the right one for a flip or rental.
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How much money do you need to flip your first house?
A realistic breakdown of the cash you need to flip a house with a hard money loan, including down payment, closing costs, carrying costs and reserves.
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How rehab draws work on a fix and flip loan
How construction and rehab draws work, from the draw schedule and inspections to getting paid faster, so your renovation keeps moving.
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How to calculate ARV (after repair value) for a fix and flip
A step-by-step guide to estimating after repair value with comparable sales, the mistakes that inflate ARV, and why it matters to your lender and your profit.
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How to get a hard money loan in Atlanta (step by step)
A plain-English guide to getting a hard money loan for an Atlanta fix and flip, from running your numbers to closing with a Georgia attorney.
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Ground-up construction loans for investors: how they work
How new construction loans work for real estate investors, from land and budget to draws and exit strategy, and what lenders want to see before funding a build.
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What is a DSCR loan? A guide for Atlanta rental investors
How DSCR loans work, how to calculate your debt service coverage ratio, and why rental investors use them to qualify based on the property's income instead of their own.
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